I’m 19 years old and I have my first credit card. The new Obama credit card law will restrict credit access to people under 21 when it takes effect. Will I still be able to keep my card?
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About 5 years ago we accumulated quite a bit of credit card debt. Maybe about 4 years ago, we combined all the debt onto one 0% card, since then I have been “card hopping” to continue to have a 0% apr. I always pay on time & more than the minimum payment. I would like to know if card hopping will hurt our credit score. Thanks. |
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