I don’t care about interest rates, because I intend to pay the card fully every month. I am someone with “no credit,” because I have never believed in debt, and I am not eligible for unsecured cards. I am starting to realize that I have to build some credit in order to one day buy a house. I have plenty of money to (modestly but comfortably) live on and don’t actually need to borrow. I just don’t want to pay a lot of money for the privelege (?!) of having a secured card.
The best secured credit card for people with no credit is the Classic MasterCard from Orchard Bank. They are the leader in providing credit card for those with no or bad credit.
Hi,
I’d tried this source out thru my college mates in my college years to finance my tuition; from loans, credit card, or grants. It worked out very nicely. This funding website is for everyone, and it works out perfectly for students. Hope this advice could help.
http://www.fundingmart.org
Kent